Crashing a car into a large upright piano being pushed across a downtown San Antonio street, not at an intersection, accompanied by musicians brandishing brass instruments, might be challenging to explain later to an insurance representative: One of those, “How did that happen?” incredulities which is, simultaneously, funny — but not funny.

Fortunately, I avoided the improbable accident in San Antonio years ago. But, I have thought about submitting the unusual experience for featuring in the hilarious Farmer’s Insurance accident misadventure television commercials: We know a thing or two because we’ve seen a thing or two.

Janice Law is a columnist for The Daily News. Have a travel question? Email

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