In response to the guest column by Joe Woods ("More people must begin buying flood insurance," The Daily News, Nov. 26): Every few years we hear how our flood insurance federal program is broke. Administrators say more folks need to buy flood insurance. Totally wrong. What needs to be done is the National Flood Insurance Program needs to stop giving away “free money.”

Millions of dollars are given to individuals who have never bought flood insurance, and it doesn't make sense. The fix is simple: if you don’t have flood insurance you get no “free money.” Only persons who have flood insurance should get the money they have paid for and deserve.

Real simple fix; and, if you operated your business like the NFIP you would be broke also.

Charlie Everts

Tiki Island

Locations

(3) comments

Jennifer Lawrence

I couldn’t agree more!

Ron Greenwade

I also agree the way benefits are paid out by the federal flood insurance program are the problem. My flood insurance has almost tripled in the last 5 years due to all the "grants" paid out to property owners who did not pay for flood insurance, per a conversation I had with a Flood Insurance employee. My coverage has also been reduced, it no longer covers any part of my property below the 14' elevated level of my home. A typical government program, soak those who are willing to pay and give handouts to those who are not.

Allison Buchtien

There seems to be some confusion in the letter and the comments. FEMA and NFIP is not the same thing. People buy insurance through NFIP and claims are paid through them. Those that didn't buy flood insurance get assistance from FEMA if there is a declared disaster. So technically one is not influenced by the other. https://www.fema.gov/news-release/2016/12/06/national-flood-insurance-program-coverage-isnt-same-homeowner-insurance-or

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