(BPT) - As we begin to transition out of the pandemic, it’s important to consider steps that can help provide you and your loved ones a more stable financial future. Just consider that 41% of U.S. employees are living paycheck to paycheck right now, and the same number of employees don’t feel in control of their finances, according to MetLife’s 2021 U.S. Employee Benefit Trends Study.
To change course, employees should consider reviewing the benefits their employers offer, including disability insurance, which offers a vital source of income protection that may help cover essential living costs such as food, clothing and mortgage payments in the event you are unable to work due to a qualifying physical or mental health condition. In fact, MetLife’s study shows that employees with disability insurance feel more confident in protecting what matters most to them in the event of unexpected expenses than those without disability (66% with versus 59% without disability insurance).