Author’s note: While colleges and seminaries may do a good job of preparing clergy to teach their congregations, these schools can’t possibly include every topic that working faith leaders will actually need. Hence, this series on the practical aspects of retirement planning, tax management and insurance practices seeks to suggest some subjects that may need further investigation.

The national media often notes that most Americans remain unprepared for retirement. For instance, in a report from the National Institute for Retirement Security, it’s noted, “A majority of working age Americans still have no retirement savings. Additionally, among those who are saving, over half lack comfort in their ability to manage their retirement investments.”

Rick Cousins can be reached at

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