Galveston Insurance Associates (GIA) has been the agent of choice for families and businesses for 121 years. Founded in 1892, GIA is the oldest agency in the county and largest on Galveston Island, providing reliable, quality insurance products and service to their customers throughout the State of Texas.
Being an independent insurance agency provides GIA with access to many of the best insurance companies, allowing the agency to shop the insurance market for its customers. Long-term agent to many of its customers, GIA provides coverage for multiple generations of families as well as businesses that range from sole proprietors first putting out their “Open for Business” signs to well established companies with multiple locations and hundreds of employees.
GIA has dedicated departments for Personal, Business, Life and Health, and Financial Products. These departments are staffed with licensed, accredited Account Managers and Sales personnel who are committed to serving the insurance needs of their customers.
GIA is one of the largest writers of windstorm and flood insurance in the State. When you are talking about taking care of your most valued assets, that experience is important. When you contact GIA, your call is answered by someone in a local office, not another state or country. As members of the community, GIA staff understands the different coverages that are needed to protect homes and businesses in the Coastal area. One specialized coverage that businesses need to consider is Data Breach which is also known as Cyber Liability, Privacy Liability and Network Security.
The explosive growth of technology over the past decade has touched upon almost every facet of our lives. The rapid transition from desktop PCs with wired access to the Internet to mobile technology — laptops, smartphones and table devices such as iPads, with wireless access to the Internet — has had a profound impact on society and on the way business is conducted.
Today, almost every business depends on the the Internet — selling products and services, managing data, or publishing information which is available for customers through their websites. Many businesses rely on third-party hardware and software hosting services to remotely store data “in the cloud.” With all of this new technology comes new risks and new laws to address them. Most states have laws which require businesses that suffer a data breach to notify all affected and potentially affected parties. The federal government also holds companies in certain industries liable for the disclosure of confidential customer information.
We’ve all heard stories about companies, including LinkedIn, Sony, several major banks and retailers, which had data breaches. Other examples are:
• Technology Errors and Omissions – “Internet Content.” A health system accidentally posted medical records of patients on the Internet.
• Cyber Liability –
“Personal Records Disclosure.”A used computer purchased from a pharmacy still contained prescription records including names, addresses, social security numbers and medication lists.
• Cyber Liability – “Data Security.” A part-time employee gained unauthorized access to a client’s credit file and discussed it with others.
• Internet Liability – “Software Malfunction.” A programming error in diagnostic software results in a patient’s misdiagnosis and incorrect treatment.
• Technology E&O – “Service Interruption.” A credit card processor for a large retailer has a service interruption, creating a loss of revenue for the store.
• Cyber Liability – “Missing Data.” A laptop containing sensitive customer data is accidentally left on an airplane.
All of these examples resulted in lawsuits, with great costs to the companies involved in terms of attorneys’ fees, damage to their reputations, lost revenue, and the costs to investigate and notify customers not to mention the amounts paid to the people who won their suits.
GIA’s Associates invite you to contact them today for an insurance review and start receiving the benefits of having all of your policies with an Independent Insurance Agent who is committed to service before and after the storm. Whether you live and work on the Island or Mainland, GIA has a location to serve you. They have two convenient offices, on Galveston Island at 6025 Heards Lane and in Friendswood at 1102B South Friendswood Drive — next to Stevenson Park and the Friendswood Chamber of Commerce. GIA can also be contacted by phone at 409-740-1251 or 281-442-1892. Or, visit their website at www.gia-tx.com.