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University Federal Credit Union Is Here For You - The Galveston County Daily News: Business Review

October 26, 2016

University Federal Credit Union Is Here For You

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Posted: Tuesday, February 26, 2013 12:00 am

University Federal Credit Union (UFCU) understands that smart decisions are the foundation for a solid financial future. UFCU’s Galveston Financial Center is staffed with friendly professionals who will guide you through life events such as purchasing a vehicle, buying your first home, retirement and meeting all of your financial needs. 

“Our dedication to serving our members with integrity as their life-long financial partner is what makes the UFCU difference,” said Jill Kaiser, UFCU Galveston Regional Financial Center Manager.


Investment Services

When it comes to investing money, it’s wise to determine where you are before you decide where to go. To help you identify and work towards achieving your unique financial goals, UFCU Investment Services has established a partnership with CUSO Financial Services, L.P., (CFS)*. 

The CFS* Investment Advisors at UFCU will provide you with the necessary knowledge to develop financial strategies that support your life goals and help you make informed investment decisions. Whether you are participating in a new plan, changing or leaving your current job or considering retirement; they are available to help guide you through the process. They can help you identify the different options that are available to you and point out the potential risk and opportunities of each option, including:

• 401(k) Rollovers

• Traditional and Roth IRAs

• Long Term Care

• Mutual Funds

Visit UFCU’s Galveston Financial Center at 428 Postoffice St, and ask to schedule a complimentary consultation with an Investment Advisor today.

“Freda Davis, UFCU Galveston Assistant Financial Center Manager, is also available daily to assist you with Annuities and Life insurance,” said Kaiser. “You can ask to speak with Freda when you visit us, or contact her directly at 409-797-3300 ext. 21502.”

* Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/ NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UFCU has contracted with CFS to make non-deposit investment products and services available to credit union members.


Checking Accounts with Options

With UFCU’s four checking account options, members choose the best option to manage their day-to-day finances. 

With UFCU Free Checking, you can manage your day-to-day finances with unlimited lobby, drive-thru and contact center transactions and no minimum balance requirements. UFCU also offers Plus, Premium and Teen Checking accounts. 

All UFCU checking accounts come with an Instant Issue VISA® Debit/Check Card. 

“You can walk in, open a checking account and walk out that day with an active debit card,” said Kaiser.


The UFCU ABILITY™ VISA® Prepaid Debit Card is a member-friendly alternative to credit cards and traditional banking. This card is easy-to-use with convenient reloadable capabilities 24/7. The UFCU ABILITY Card eliminates the concern of going into debt or overdrawing your account; you can only spend what you deposit into your account. 

“Whether you are a student, online shopper or a traveler you’ll get to enjoy spending the money you’ve earned stress free,” said Kaiser.

Additional features of the UFCU ABILITY Card include:

• Access your account via Mobile Banking, Online Banking, ATMs and over 5,000 locations. 

• Make purchases wherever VISA® is accepted, including online purchases. 

• Get paid via Direct Deposit. 

• Pay bills... and more! 


Online & Mobile


UFCU members don’t have to leave home to conduct business with their accounts. All accounts receive free Online Banking, Mobile Banking and Mobile Deposit.

“Mobile Deposit provides smart phone users a fast, secure and convenient way to deposit checks into their UFCU accounts from home,” said Kaiser.  

Bill Pay, a safe, hassle-free way to set up online payments for a member’s recurring expenses, is offered free to all UFCU checking account holders.  

UFCU also offers an online personal financial management tool. 

“UFCU Money Manager allows you to have a comprehensive view of your financial assets, liabilities and budgets,” said Kaiser. “You can combine data from multiple financial institutions, create spending budgets and savings goals and receive alerts when approaching targets.”



UFCU invites you to stop by the Galveston Financial Center located at 428 Postoffice Street and experience how easy it is to become a member. 

For more information visit ufcu.org or contact Jill Kaiser at 409-797-3300 ext. 21501 or email: JKaiser@ufcu.org.  

This credit union is federally insured by the National Credit Union Administration.